We were extremely pleased with all experiences with Rouse Chamberlin employees. We cannot thank them enough for their help and communication! Kudos!
Financing Information
Financing Your
New Home
Our goal is to make the homebuying experience as pleasant and stress-free as possible. We want our buyers to have not only attractively-priced mortgage loans, but a smoother, hassle-free experience in getting a mortgage – which is equally as important. If you prepare yourself, things can go smoothly from the start.
RC Homes Preferred Lenders
In our 40+ years of building and settling homes, we have learned that the main reason settlements get delayed is due to mortgage and title company problems. Quite simply, some companies do not do everything they are supposed to do.
Through a thorough and competitive search process, our team selected two preferred lenders who offer not only attractive rates, but also meet our high standards of service and responsiveness.
Benefits of Our Preferred Lenders
- Save Money - Exclusive for Rouse Chamberlin Homes. Preferred Lenders will provide buyers with a 1/2-point credit to be used towards closing costs or to buy down your rate.
- Dependability - Funds available on time at settlement allowing you to move in on time.
- Reduced Deposit - Using our Preferred Partners lets you keep more money in your pocket.
- Service Excellence - Outstanding service from pre-approval today of closing and every step in between.
- No Surprises - Receive your settlement sheet a week prior to settlement, giving you time to review and arrange funds. No last minute surprises.
PREFERRED | NON-PREFERRED | |
Base Price/Lot Premium | 5% | 10% |
Structural Options | 5% | 25% |
Non-Structural Options | 0% | 25% |
Loan Application
Along with selecting the right lender to guide you through the process, one of the first and most important items that will require your attention is submission of a mortgage application. This must be completed within 10 days of the date of your Agreement of Sale.
This application is more involved than any pre-qualification. You must accurately and completely disclose all of your financial information. Overlooked items or inaccurate data can delay or even totally stop the process of obtaining a loan. Your chosen lender must completely and accurately understand your particular financial circumstances to authorize a mortgage for your new home. We recommend discussing any and all concerns you may have regarding your assets, income or credit.
Jamie Delp
With a career that began in 2007, Jamie quickly established himself as a top producer and Area Manager in the mortgage industry. His passion and expertise lie in new construction financing, where he leverages his knowledge to help clients navigate the complexities of securing loans for their dream homes. Together with his exceptional team, they prioritize customer service and communication, ensuring that every client feels valued and supported throughout their home-buying journey.
Jamie is a member of the Presidents Club and is a multi-year award winner of the Five-Star Mortgage Professional Award, as advertised in Philadelphia Magazine. He also participates in local industry groups, such as the Chamber of Commerce, several local Home Builder Associations and Association of Realtors. He is actively involved in his community by contributing to local philanthropic groups, supporting his neighborhood Homeowners Association, and volunteering at youth sporting events. In both his work and home life, he is committed to positively impact development and give back to those in need in the communities he serves.
Jamie earned his Bachelor of Arts degree in Criminal Justice at Bloomsburg University. When he isn’t working hard for his clients or advocating for the local communities, Jamie enjoys spending time outdoors and traveling with his wife and three children.
Jamie is proud to contribute to the growth of our community by helping families achieve their dream homes.
Area Sales Manager
NMLS 413773
Email: jdelp@uhm.com
Phone: (215) 353-7211
511 N Boardwalk
Rehoboth Beach, DE 19971
Joan Kofsky
With 300+ 5-star reviews, it’s evident that Joan wants the very best for her borrowers, just as if they were a member of her family.
Over the past 30 years, Joan has helped a multitude of borrowers successfully purchase primary homes, vacation homes, and investment properties. Her clients include first-time homebuyers, move-up buyers, and long-time homeowners. They may be downsizing, adding more living space, helping their child purchase a home, or building a real estate portfolio. Their finances may be straightforward or highly complex. By working closely with each borrower and understanding their needs, Joan is able to offer financing options suitable for every client’s unique situation.
Sharing information is just as important as listening. Joan is dedicated to keeping you informed about your loan’s progress and answering any questions along the way. From application to closing and beyond, she strives to make it as easy as possible to get across the finish line.
As a national lender, CrossCountry Mortgage offers a wide range of mortgage programs to suit each borrower’s needs. With our local office in Wayne, PA, we’re able to expeditiously process, underwrite, and close your loan.
Joan graduated from Pennsylvania State University with a Bachelor of Science in Finance. She is passionate about educating future homeowners on mortgage financing, giving annual mortgage seminars to institutions such as Thomas Jefferson University Hospital for the past 15 years.
Outside of work, Joan enjoys playing tennis, gardening, and listening to classic rock. She looks forward to spending time with family and friends and traveling to the West Coast of Florida – Marco Island being one of her favorite destinations.
Contact Joan, today!
Loan Officer
NMLS 133361
Email: joan.kofsky@ccm.com
Phone: (610) 613 - 5757
37 West Avenue, Suite 201
Wayne, PA 19087
HOW TO PROCEED
At no point do we want homebuyers to feel overwhelmed. For first-time buyers who may worry, this does not have to be a difficult process.
With your permission, we will notify our preferred lenders that you are a potential Rouse Chamberlin Homes buyer. Afterward, you will be contacted as to how to proceed.
If you would like to reach out to either preferred lender directly, you may do so.
Note: Preferred lenders will collect an upfront third-party appraisal fee at the time of full mortgage application. Rouse Chamberlin Homes receives no compensation from these preferred partners.
Highspire
Rouse Chamberlin Homes
500 Exton Commons
Exton, PA
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